All comics by StevedoptraeMalan

 

Why are you still using a Broker?
What do you mean?
Isnt it cheaper to go Direct?
Are you Nuts? ---- All I get with direct is -- Me paying for more stupid advertising -- for us all to put up with!!
I thought she was blond
Price is what you pay. Value is what you get. -- -- My broker's financial planning skills are Priceless!!

 

Did you know that direct insurance companies give you Cash back even though T's & C's apply ?
Realy?? ... DUH!!...
... don't be DOFF Dave - Everyone Knows that to get cash back YOU! have to put that cash in -- Dummy ..
Gosh she makes me feel so foolish
...and then those astute business men --- Negotiate with You --- for Your Loyalty ---- with Your money ------ tee hee --- you're sooo funny!

 

Dave you have got to cut out the middle man
Who is the middle man, Joe?
The broker man - the broker
What!! - You want me to buy direct?? ------------------- you're crazy man thats like buying a lottery ticket !!
How many advertisements do you gotta see with lots of life cover for low low premiums?
With a good financial plan -- you get -- the right cover for the right reason at the right price --- Now that's value for money --- I'll get my Broker to call you?

 

My laptop was stolen - with all my important docs
I have a Personal Secure Space in the cloud where I keep all my important documents -- inluding a complete up-to-date Net Worth Statement listing everything ....
That's so cool
... I own and everything I owe and a copy of my Will, ID and Personal Financial Planning information (the Strictly Private Stuff)
So you can access your financial info from anywhere any computer? - and your family can also, - if anything happens to You?-------I want one of those!
Ask your broker to register you on the website - no need for the www's just - in-formation.co.za

 

Did you hear? -- Jacks life cover application was declined
Ag shame "WHY" he's married with three children -- isn't he??
Yes he is ! ---- and -- I'm just guessing -- but you know-- I think it has something to do with HIV!!!
Shooo-wee --- -- I wonder what they're going to do
Oh - I gave his wife Gail - my Brokers number, because he can arrange anything -- even life and physical impairment cover -- if you're HIV positive
Wew!! -- thats one good thing -- but then I guess --- thats what brokers are for --- is'nt it?

 

Hey Blondie! -- I earn an income far above the average --- but I'm not getting any wealthier ----- -- why NOT??
Becoming financially independent ---- has nothing to do with the size of your pay check!! -- It has to do with a single simple habit.........
Ok!! -- so you're going to tell me I have to BUDGET and save like mad right? --- and I'm here to tell you I have tried budgeting it just doesnt work
Tee Hee -- You're right - Budgeting only tells you where you've spent your money -- Budgeting and Dieting - both leave you feeling disadvantaged and underprivileged
OK -- big mouth what is this one magical habit that, I don't seem to have??
Like most magic it is very simple Jack ----------------------- Pay Yourself First !!! ------------------- "click arrow"

 

Pay myself First?? --- What do you mean ?
Well --- you hire your talents out to this Company and get paid money, in return - - right ?
Yes -- so ?
And then ---Your Overhead Costs such as -- Tax/housing/transport/food/fuel etc. -- makes it possible for you to hire your talents out again next month --- Right? -----
Gosh !!
-- But unless you pay attention - all your income is spent on overhead and you end up working for nothing********** "click arrow"

 

Why don't we get taught this stuff in school??
I guess - because its so simple - its overlooked ---- and your family can only teach what they've been taught!
And so, we spend 100% of this months income to earn next months income - is that what youre saying ?
Exactly - "The higher the income the higher the standard of living" -
oh-oh!!
----- and for that reason many people LOOK rich - but theyre just going broke at a higher level -- ----tee hee -----------Click the arrow

 

Why do you say it like that "Pay Yourself First"? ----just as long as I pay myself - Right??
Wrong!! - Because if you pay yourself with whats left after budgeting - You will always work for nothing ---- thats whats left at the end of a Budget NOTHING
What will I do with money I pay myself?
First - have a Good Financial Advisor do an analysis - Get a few Ideas -- consider collective investments, rental property and even endowments to work for you
Isn't there some sort of Tool that'll let me see -- MY MONEY @ WORK at a glance?
YES! --- register on www.snappshott.co.za - There is a section called MY MONEY @ WORK which does just that !! and it gets better with use !!

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