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| Hi, this is Chicka. I'm calling because you raised my car insurance rates $20 this month and I'd like to know why. | |
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| Our records indicate that you were in a motor vehicle accident on the 20th. | |
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| Oh, that douchebag. He failed to stop at a stop sign and I was coming around a blind corner. | |
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| In the state of Missouri, the officer at the scene must assign a percentage of fault. You were deemed 10% at fault, so we had to raise your rates. | |
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| I shouldn't have to pay for his stupidity! From now on send your additional $20/month bill to his parents! | |
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