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| Hello, I'd like to take out a loan to buy a house. | |
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| Certainly! Now, to begin with, I'll need to know how much money you owe currently, and who your creditors are. | |
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| Actually, I don't owe any money. I've never needed a credit card, and I've already paid off my student loans and my car. | |
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| Oh, my... so you're not making any payments at all right now? Then I'm afraid I have no way to verify your creditworthiness. | |
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| So, basically, you're saying you won't give me a loan because I'm too responsible with my money? | |
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| We take a dim view of anyone who manages to wean themselves off of the banking teat. | |
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