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| I've been thinking about what you said, and why do you bother creating a budget every week? You're only 16... | |
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| Yes, I am only 16 but in 2 years I will have moved out of home and have left school. I want to get into the habit of making one. | |
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| True. But I don't even know how to create a budget? | |
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| Well, I'll tell you! Firstly to create a budget, calculate your total income. You can record all the income you will receive on an excel spreadsheet if you like. | |
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| Lucky I know how to use excel. | |
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| Step 2. Record your expenses, so make a list of variable and fixed expenses. A fixed expense is the same amount every time, whereas, a variable expense changes overtime. | |
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