"Dear Progressive Insurance: How can you justify giving me a quote of $375 per 6 months when Geico's rate is $121 per 6 months with the same coverage." "And don't give me a catchall answer..."
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"...like "driving record" or "credit score." If that was the case, Geico would have given me a rate similar to yours or raised their rates. In fact, my rates with Geico have dropped by $32 per year."
