I'm a little bit confused about the insurance plan here.
Don't worry, we're here to help. Ask me anything.
The way I read it there are no bebefits at all until I've reached the $5,000 deductible in any calendar year.
Yep. You just pay us the payroll deduction. Pay your own bills. And of course you should put aside some additional money in a health care savings account.
I was hoping that I might be able to afford to eat also.