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| Can I borrow £5 please Tom? | |
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| Sure, no problem Dick, but I need it back in three weeks | |
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| Hi Dick, I need that £5 back now please | |
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| But Tom, I gave it to Harry to give back to you last week! | |
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| Sorry Dick, but I need that £5 from you now. Harry hasn't paid me, and I loaned it to you, not him | |
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| Hmmmm, he's got a point there | |
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