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| Can I borrow a fiver please Tom? | |
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| Sure, no problem Nick, but I need it back in three weeks | |
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| Hi Nick, I need that fiver back now please | |
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| But Tom, I gave it to Harry to give back to you last week! | |
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| Sorry Nick, but I need that fiver from you now. Harry hasn't paid me and I loaned it to YOU, not him | |
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| Hmmmm, he's got a point there | |
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