Things may have turned out differently for the little pigs who lived in houses of straw and sticks if they had insurance coverage.  Just how much differently is up to you!  Minor changes in the first panel are acceptible.

[Click to view comic: 'FTC 115 Template']

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"There's no point in beating a dead horse ... except, of course, for the pure joy of it." - A. Whitney Brown

[Click to view comic: 'FTC 115: Too Obvious']

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You can take the heart out of the hooker but you can't take the hooker out of the heart. -- Frankenhooker

[Click to view comic: 'FTC 115: Democratic Pig']

[Click to view comic: 'FTC 115: Animal Logic']

[Click to view comic: 'FTC#who gives a damn? Go fudge yourself']

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You don't know what I got... .

[Click to view comic: 'FTC 115: Pearls for swine']

[Click to view comic: 'FTC 115: The Wolf teams up with The Wolf'] 

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troelsea at gmail dot com

[Click to view comic: 'FTC 115: Springtime For Hammy']

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Legend, oh legend, the third wheel legend...always in the way.

[Click to view comic: 'FTC 115: Fun Fun!']

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You can take the heart out of the hooker but you can't take the hooker out of the heart. -- Frankenhooker

[Click to view comic: 'FTC 115: What's on a Pig's Mind']

It's time to put in your last-minute entries, folks -- judging will commence tonight!  This isn't going to be easy, because I've really enjoyed all the entries so far.

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"There's no point in beating a dead horse ... except, of course, for the pure joy of it." - A. Whitney Brown

And the grand prize goes to ...

(Drumroll)

Boloboffin for "Too Obvious"

Everyone else tied for second.  Take it away, Bolo!

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"There's no point in beating a dead horse ... except, of course, for the pure joy of it." - A. Whitney Brown

Usually I hate winning these things because I never have an idea, but now I do, and so, yay!

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You can take the heart out of the hooker but you can't take the hooker out of the heart. -- Frankenhooker